AI agents for business payouts abroad. Your team decides; your bank moves the money.
SwapEazi turns a company's payment obligation abroad into a clear view of what's possible before it pays: available options, landed cost, FX exposure, timing and hedging considerations, each with its evidence. We do not execute payments, rank providers or take a share of volume, so we have no side in the rate.
The bank that sets the rate is the only one telling you what it cost.
Finance teams make international payment and FX decisions every day: fund a subsidiary, pay a supplier, hedge currency risk. Each decision repeats monthly or quarterly. The cost of a bad route (wrong provider, wrong timing, no hedge) compounds across dozens of decisions a year.
The rate, the fee and the confirmation all come from the counterparty that earns on them. Intermediary deductions rarely appear on a statement line, and the market moves between approval and value date without anyone reporting it.
SwapEazi is the independent figure in between: an assessment before a payment is released, a reconciliation of the bank's own message after it lands, and an audit of what the last year cost.
Ten years inside the systems that move money.
SwapEazi was started by a payments product manager, not by someone who found payments interesting recently. Ten years across South African banks and European transport and mobility companies, working on the systems underneath acquiring, cross-border payments, treasury and settlement.
That background matters for one specific reason. Cross-border payments look simple from outside and are not: exchange control, reporting categories, reconciliation, and the long list of ways a payment can fail between two banks. Knowing that in advance is what stops a company from making promises it cannot keep on the day one of them happens.
Four commitments, and what each one costs us.
Principles are cheap when they cost nothing. These each have a price, which is the only reason to publish them.
Never touch the money
No custody, no execution, no FX spread and no referral fees from the providers we score. An oracle with a side in the rate is not independent.
Never guess
Every figure carries a margin of error and how it is known. A figure we cannot support is reported as unmeasured, with the reason, never estimated to fill a gap.
Never choose for you
Every route is scored against your own policy. We do not rank a route: evidence is ours to give, the decision is yours.
Make it checkable
Every verification and every reconciliation is signed, so your auditor can verify it without asking us, or you.
Live on the corridors we can measure, honest about the rest.
Payments between the currencies we cover can be measured today, with more added as reference data comes in. A currency we cannot measure is reported as unpriced, never estimated. We go deepest in Southern Africa, where routes break, with home rates for the kwacha, pula, metical, shilling, cedi and naira; the same assessment runs globally as corridors are added.
Partnerships, press, or a hard question.
If you run treasury for a company paying across borders, build a payment platform or agent that could use an independent figure, or are an investor, the fastest route is a direct email.
Map the intent before you release the payment.
State what has to land, where and by when, and the limits your policy sets. The map shows every option with its evidence and unknowns, signed, with a map_id your approval or treasury system can require before release. Measuring a single quote stays free.